• RSS Credit Dusters

    • CDTV Launch! March 30, 2011
        Credit Dusters has just launched our interactive television show. The network is called CDTV and it will start out with a daily show about all things credit. You can go there now…tv.creditdusters.com.
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    • New VW and Other Purchases I Didn’t Make June 4, 2008
      It seems strange considering my profession.  I recently pulled a copy of my credit report through the credit watch service  I am a member of.  I needed to purchase a car so I wanted to see where my scores stood and shop for the best interest rate.  To my surprise I had purchased a brand new […]
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    • Loan Modification – The Best Chance for Success April 30, 2008
      This week we are discussing a painful, but important situation that a lot of American consumers are facing. It is so scary to think that you might lose your home, but we want you to know that there is hope. We want to be a resource to those folks because we have been there and […]
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    • Beauty in Simplicity Chapter IV – The Final Verse April 25, 2008
      My family lives in a small, rural town in Southern Indiana. We are surrounded by a soy bean field with hundreds of sprawling acres across the street and a large lake that adjoins our property in the back. Sounds nice, right? Why am I so discontented?What is it that continues to drive me toward always […]
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    • Beauty in Simplicity Chapter III – The Endless Road April 24, 2008
      I began writing about the subject as a result of my daughter and I going on a field trip to our county 4-H last week. All the modern day farmers talking about raising chickens, cows, rabbits, and living off the land made me yearn for a life like that. This is my journey…The truth is […]
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    • Beauty in Simplicity Chapter II – What’s in the Box? April 23, 2008
      In his book, Halftime, author and successful businessman Bob Buford comments on the purpose of money in the following manner: Mike Kiami is a strategic planning consultant. He is brilliant. He is intuitive. He is demanding. He slices through all the pretense and posturing, and hones in on the core. He does not believe in […]
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    • Beauty In Simplicity – Chapter 1 April 22, 2008
      “Stop this train, I want to get off!” – Vanilla Ice Yesterday I touched on the fact that I am soul searching for the simple life. My wife and I used to think the Amish had the answer. I now know, as I mentioned, that I do not have to buy a farm and work […]
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    • A Rabbit Meat Shortage, The American Consumer, and Something About The Simple Life April 21, 2008
      I went on a field trip with my 3rd grade daughter this past week to our county 4-H. I learned a lot about farm animals. It was quite amazing because I saw the farmer of today and even with all the modern technology, (like a $280K combine that has a stereo, GPS system, and two seats) it […]
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    • How To Not Blow Your Tax Refund April 2, 2008
      In my previous post I wrote about the importance of filing even when you owe. Today I am going to give some helpful tips on preparing for your refund. Whether you are getting $500.00 or $5000.00 it is human nature to spend your money two or three times before it even hits the bank. I would encourage […]
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    • How To Proactively Protect Your Identity March 26, 2008
      Freecreditdusters.com has a great article on ID Theft – Check it out
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The Art Of Delaying Pleasure – Part II

My wife and I often painfully joke about, “Living in a fantasy land.” – You know the weekend that the entire family goes out to eat for breakfast, lunch, and dinner. In between meals you both go shopping. It feels like a drug-induced euphoric state of denial. I believe addicts call it binging. It’s called pretending we are rich for the weekend. There is always the beautiful letdown.  Unfortunately there is not a Betty Ford Clinic for the addiction of out-of-control spending. I have also found by experience, that you cannot out-income bad financial choices. The money we earn is finite, and is not a reusable commodity. In other words, there is only so much money and once it is spent – it’s gone!

Enter the concept of delaying pleasure. I first realized the power of this concept from a movie called, Vanilla Sky. In the film, handsome, wealthy and charismatic New York City publishing executive David Aames (Tom Cruise) leads a charmed life. He can have anything and anyone money can buy. In spite of this he is incredibly bored and unhappy. His only excitement in life is his thrill of chasing beautiful women and holding them off until the very last moment. He calls this game, “Delaying Pleasure.” He puts off what he could have until the excitement has reached an unbelievable crescendo.  – Crude? Yes, but there is a life-altering and valuable lesson in it.

Like most things, we find this idea is not new. The Bible speaks plainly about the virtues of delaying pleasure.  “But seek ye first the kingdom of God, and his righteousness; and all these things shall be added unto you.” (Matthew 6:33 KJV) – God is saying, look to me and as you grow in maturity. I will bless you beyond measure.  Like the character in the movie if we were to have anything we wanted then we would be bored and unhappy as well. The interesting caveat to seeking the kingdom of God is that it has a tendency to completely change your desires.

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