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        Credit Dusters has just launched our interactive television show. The network is called CDTV and it will start out with a daily show about all things credit. You can go there now…tv.creditdusters.com. Advertisements
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      It seems strange considering my profession.  I recently pulled a copy of my credit report through the credit watch service  I am a member of.  I needed to purchase a car so I wanted to see where my scores stood and shop for the best interest rate.  To my surprise I had purchased a brand new […]
    • Loan Modification – The Best Chance for Success April 30, 2008
      This week we are discussing a painful, but important situation that a lot of American consumers are facing. It is so scary to think that you might lose your home, but we want you to know that there is hope. We want to be a resource to those folks because we have been there and […]
    • Beauty in Simplicity Chapter IV – The Final Verse April 25, 2008
      My family lives in a small, rural town in Southern Indiana. We are surrounded by a soy bean field with hundreds of sprawling acres across the street and a large lake that adjoins our property in the back. Sounds nice, right? Why am I so discontented?What is it that continues to drive me toward always […]
    • Beauty in Simplicity Chapter III – The Endless Road April 24, 2008
      I began writing about the subject as a result of my daughter and I going on a field trip to our county 4-H last week. All the modern day farmers talking about raising chickens, cows, rabbits, and living off the land made me yearn for a life like that. This is my journey…The truth is […]
    • Beauty in Simplicity Chapter II – What’s in the Box? April 23, 2008
      In his book, Halftime, author and successful businessman Bob Buford comments on the purpose of money in the following manner: Mike Kiami is a strategic planning consultant. He is brilliant. He is intuitive. He is demanding. He slices through all the pretense and posturing, and hones in on the core. He does not believe in […]
    • Beauty In Simplicity – Chapter 1 April 22, 2008
      “Stop this train, I want to get off!” – Vanilla Ice Yesterday I touched on the fact that I am soul searching for the simple life. My wife and I used to think the Amish had the answer. I now know, as I mentioned, that I do not have to buy a farm and work […]
    • A Rabbit Meat Shortage, The American Consumer, and Something About The Simple Life April 21, 2008
      I went on a field trip with my 3rd grade daughter this past week to our county 4-H. I learned a lot about farm animals. It was quite amazing because I saw the farmer of today and even with all the modern technology, (like a $280K combine that has a stereo, GPS system, and two seats) it […]
    • How To Not Blow Your Tax Refund April 2, 2008
      In my previous post I wrote about the importance of filing even when you owe. Today I am going to give some helpful tips on preparing for your refund. Whether you are getting $500.00 or $5000.00 it is human nature to spend your money two or three times before it even hits the bank. I would encourage […]
    • How To Proactively Protect Your Identity March 26, 2008
      Freecreditdusters.com has a great article on ID Theft – Check it out
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Pain Sucks…but there is always a reason.

If you have read our story then you know that my wife, Laura, and I have been through some rough times both personally and financially. Our company was born out of financial ruin. Yesterday I received a referral from a financial planner, asking us to help her clients. This couple is in the middle of a major storm, a storm so big that it has basically taken the life out of their marriage and stolen their hope that things would ever get better. He recently lost his 3 million dollar business which he had started from nothing. Soon after, his truck was repossessed while he was out of state taking care of his dying father. The foreclosure papers on his home arrived yesterday and he is terrified. He has been out of work for two months and needed some answers fast.


I immediately began to focus him on a game plan – first things first. Your job is to find a j-o-b! He has been so embroiled in his own pain that he has lost precious weeks that could have been the very thing helping him climb out of his hole. The reality is that when you are going through a painful situation you do not see with clear vision where to go.


I remember vividly going through our struggle – being 120 days behind on the mortgage, walking into Papa Johns and asking for an application because I knew that delivering pizzas was the only way to keep cash flow going. It was humiliating mopping the floors at night and working at a major Mortgage Lender as a “professional” during the day. It was superman in reverse.


So I shared my story with our referral yesterday. I told him about our struggle, our pain, and ultimately our hope. Our journey has defined our success now. Sharing common struggles gives my day purpose and meaning. Even though no money was given to me I felt rich. This is why we go through pain. This is the reason – so that we can share the gift – yes, the gift – that is given to us by surviving the seemingly insurmountable trials life brings us.


Many Blessings,


Matt Sullivan, CEO

Credit Dusters, Inc.



One Response

  1. Your story reminds me of David Livingstone’s words–“I will go anywhere–provided it be forward.”

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