• RSS Credit Dusters

    • CDTV Launch! March 30, 2011
        Credit Dusters has just launched our interactive television show. The network is called CDTV and it will start out with a daily show about all things credit. You can go there now…tv.creditdusters.com. Advertisements
    • New VW and Other Purchases I Didn’t Make June 4, 2008
      It seems strange considering my profession.  I recently pulled a copy of my credit report through the credit watch service  I am a member of.  I needed to purchase a car so I wanted to see where my scores stood and shop for the best interest rate.  To my surprise I had purchased a brand new […]
    • Loan Modification – The Best Chance for Success April 30, 2008
      This week we are discussing a painful, but important situation that a lot of American consumers are facing. It is so scary to think that you might lose your home, but we want you to know that there is hope. We want to be a resource to those folks because we have been there and […]
    • Beauty in Simplicity Chapter IV – The Final Verse April 25, 2008
      My family lives in a small, rural town in Southern Indiana. We are surrounded by a soy bean field with hundreds of sprawling acres across the street and a large lake that adjoins our property in the back. Sounds nice, right? Why am I so discontented?What is it that continues to drive me toward always […]
    • Beauty in Simplicity Chapter III – The Endless Road April 24, 2008
      I began writing about the subject as a result of my daughter and I going on a field trip to our county 4-H last week. All the modern day farmers talking about raising chickens, cows, rabbits, and living off the land made me yearn for a life like that. This is my journey…The truth is […]
    • Beauty in Simplicity Chapter II – What’s in the Box? April 23, 2008
      In his book, Halftime, author and successful businessman Bob Buford comments on the purpose of money in the following manner: Mike Kiami is a strategic planning consultant. He is brilliant. He is intuitive. He is demanding. He slices through all the pretense and posturing, and hones in on the core. He does not believe in […]
    • Beauty In Simplicity – Chapter 1 April 22, 2008
      “Stop this train, I want to get off!” – Vanilla Ice Yesterday I touched on the fact that I am soul searching for the simple life. My wife and I used to think the Amish had the answer. I now know, as I mentioned, that I do not have to buy a farm and work […]
    • A Rabbit Meat Shortage, The American Consumer, and Something About The Simple Life April 21, 2008
      I went on a field trip with my 3rd grade daughter this past week to our county 4-H. I learned a lot about farm animals. It was quite amazing because I saw the farmer of today and even with all the modern technology, (like a $280K combine that has a stereo, GPS system, and two seats) it […]
    • How To Not Blow Your Tax Refund April 2, 2008
      In my previous post I wrote about the importance of filing even when you owe. Today I am going to give some helpful tips on preparing for your refund. Whether you are getting $500.00 or $5000.00 it is human nature to spend your money two or three times before it even hits the bank. I would encourage […]
    • How To Proactively Protect Your Identity March 26, 2008
      Freecreditdusters.com has a great article on ID Theft – Check it out
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The TRUTH about FCRA – a journey to understanding your rights!

Would you like to really know what the FCRA (Fair Credit Reporting Act) really says?  We will tackle Such Questions As:

How long does a derogatory item stay on the credit?

What are your rights as a consumer?

Can I really sue a collection agency or the credit agencies?

What are my rights if I have been a victim of identity theft?

How can collection agencies pull my credit? – (This has just recently changed a little due to a law suit – You are going to want to stay tune for this one!)

This is good stuff! I am not talking about what you have read in bits and pieces from the news or other sources, but the TRUTH.

I am not sure what you know about the FCRA, but I can tell you what you think you know is probably wrong. So we are going to take awhile and review the document that supposedly protects us as consumers. I will also interject comments and landmark cases that either helped to define the FCRA or changed it. As you may know, our judicial branch has so much power now that they mold and shape the law.

We are about to embark on a fascinating journey – will you join me? It starts tomorrow.

You will probably want to join our feed so you will be updated when there are changes: http://feeds.feedburner.com/wordpress/xqWu


One Response

  1. Please keep the updates and education coming! I have often heard it said that knowledge is power, but I also believe action is an essential component of that equation. Thank you Credit Dusters for the continued education, updates and assistance showing us what action to take, when to take it and why. For the first time in many years I am not afraid to answer the telephone or look through my stack of mail in fear of creditor calls and bills. I am also very grateful that this process has opened the line of communication in our family so that we can discuss together where we are, where we want to be and then invite each member to participate in discussion on how to get from A to B. The best part is that the tone of our “money talk” has changed to a much more peaceful exchange. Thank you, thank you, from the bottom of our hearts thank you.

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